Call me stupid? Question @ Banking

Patsy Warnick · Post by **Patsy Warnick** » Sun Sep 02, 2007 5:12 pm

I have a question - I've never heard of this happening before.

My girlfriend went to add a person (Boyfriend) to her Bank Account, and the Bank denied the request. Why?

I said perhaps the Bank did her a favor.

Patsy

Post by **Victor Meldrew** » Sun Sep 02, 2007 5:17 pm

one of the most common reasons would be that the boyfriend has a bad credit rating

Patsy Warnick · Post by **Patsy Warnick** » Sun Sep 02, 2007 6:01 pm

I didn't know that.

I honestly did not know that a bank refused you an account due to your credit rating.

P.S. - she got rid of the boyfriend

Patsy

RedGlitter · Post by **RedGlitter** » Sun Sep 02, 2007 7:25 pm

That seems fast. One day trusting him with her money. Next day canning him.

Indian Princess · Post by **Indian Princess** » Sun Sep 02, 2007 7:28 pm

-my mom was an asst. manager of a bank for over 20 years, she said that almost all banks now have a security list, ss numbers, names of bad risks, that may be why.

Patsy Warnick · Post by **Patsy Warnick** » Sun Sep 02, 2007 8:05 pm

This relationship has went on for @ year - she just now tells me he asked & they discussed putting him on her account.!! That was denied - I was OMG.

I didn't know a bank would reject that request.

So, I told her "ARE YOU CRAZY"!!! and that I think the Bank did you a favor.

Now that the relationship is off - I said will your bank give you the reason for dening this request.?

If she had the reason - her heart wouldn't hurt.

My husband told her he sounds like a good con man.

So - will the bank explain the denial to her?

Patsy

randall · Post by **randall** » Mon Sep 03, 2007 7:08 am

:-6

For many years the People of Peterhead had the opposite problems. One famous manager of a bank argued with you against taking any of your money out.

He even wanted to know exactly what you were going to spend it on.???

Was that a favour also????

God Bless.

Love.

randall

:)

Kathy Ellen · Post by **Kathy Ellen** » Mon Sep 03, 2007 7:12 am

randall;689395 wrote: :-6

For many years the People of Peterhead had the opposite problems. One famous manager of a bank argued with you against taking any of your money out.

He even wanted to know exactly what you were going to spend it on.???

Was that a favour also????

God Bless.

Love.

randall

:)

Ahhhhh Randall,

Love your story....you are so cute:-6

Patsy Warnick · Post by **Patsy Warnick** » Mon Sep 03, 2007 10:04 am

Randall

Well things have changes - I do remember having a account (very young) and being asked why I was withdrawing money.

Patsy

randall · Post by **randall** » Mon Sep 17, 2007 11:41 am

:-6

Oh your making me go over all shy Kathy Ellen.

I don't think that I'm so cute when I haven't shaved for a few days?

God Bless

randall

:)

WonderWendy3 · Post by **WonderWendy3** » Tue Sep 18, 2007 10:13 am

Pasty, I had the same thing happen to me a few years ago. I tried to help a boyfriend get an account at my bank, and they wouldn't let him due to outstanding balances owed to another bank, which of course he had excuses out the butt for, it was ALL his ex-wives fault, blah blah blah!! In that case, I believe that the bank did me a favor also....I got rid of his good for nothin' butt also!!:-5