How can you afford to run a car on benefits?

crazygal · Post by **crazygal** » Wed May 23, 2007 10:06 am

This baffles me. I barely have enough to live on but have a licence and would LOVE to be able to buy and run a car but can't. Some on say Income Support or Job Seekers Allowance also have and use a car. How on earth do they afford to do that? Claiming extra money? If so please let on how so I can drive too.

saffy · Post by **saffy** » Wed May 23, 2007 11:47 am

Mobility allowance.

abbey · Post by **abbey** » Wed May 23, 2007 11:53 am

No tax, no insurance, cheap as chips! :-5

SuzyB · Post by **SuzyB** » Wed May 23, 2007 12:37 pm

You would probably find that public transport is more expensive than running a small cheap car, problem tends to be maintenance of a car :-5

Bill Sikes · Post by **Bill Sikes** » Wed May 23, 2007 12:55 pm

crazygal;619869 wrote: This baffles me. I barely have enough to live on but have a licence and would LOVE to be able to buy and run a car but can't.

Do the sums. Guesstimates (£per annum) follow:

A car MOT'd for a year - £250.

Insurance third party only - £200

Road tax - £200

So, say £650 (call it........ £700) before you go anywhere.

Fuel - £800 (about £15/week, limited mileage!)

Sundries/contingency - £150

What does that add up to? £2,300 if I add up correctly - about £45 per week. Jigger about with the figures a bit if you will.

Answer: I don't know. Perhaps the "the black economy" is involved?

Bill Sikes · Post by **Bill Sikes** » Wed May 23, 2007 12:57 pm

SuzyB;619979 wrote: maintenance of a car -5

D-I-Y it, or throw it away and buy another if it goes wrong. Every car you throw away (scrap) will cost about £200, not a lot considering fuel bills, etc.

SuzyB · Post by **SuzyB** » Wed May 23, 2007 1:06 pm

It does make you wonder Pinks but to be honest I was better off not working, I now go to work 20 hours a week, all to be £30 better off, but if I wasn't classed as disabled I would be -£10 a week, I get a premium for working with a disability.

Now I have to worry about childcare for 2 children for 12 weeks a year, not including inset days, so by the time I have paid a friend to watch them in the holidays I am down £20 a week :-5

Bill Sikes · Post by **Bill Sikes** » Wed May 23, 2007 1:52 pm

SuzyB;620003 wrote: I was better off not working, I now go to work 20 hours a week, all to be £30 better off, but if I wasn't classed as disabled I would be -£10 a week, I get a premium for working with a disability.-5

This is a really big problem that can stop people from even *trying*. Well done for doing so anyway.

SuzyB · Post by **SuzyB** » Wed May 23, 2007 1:56 pm

Bill Sikes;620036 wrote: This is a really big problem that can stop people from even *trying*. Well done for doing so anyway.

Thanks Bill :-6

crazygal · Post by **crazygal** » Wed May 23, 2007 2:48 pm

Bill Sikes;619991 wrote: Do the sums. Guesstimates (£per annum) follow:

A car MOT'd for a year - £250.

Insurance third party only - £200

Road tax - £200

So, say £650 (call it........ £700) before you go anywhere.

Fuel - £800 (about £15/week, limited mileage!)

Sundries/contingency - £150

What does that add up to? £2,300 if I add up correctly - about £45 per week. Jigger about with the figures a bit if you will.

Answer: I don't know. Perhaps the "the black economy" is involved?

Great, thanks for the breakdown but no way I could afford even £45 with what I get for myself and two kids.

Patsy Warnick · Post by **Patsy Warnick** » Wed May 23, 2007 3:25 pm

CrazyGal

Do you live alone? Receive child support from the Father?

Have you applied for all assistance available, theres so much more available for single mothers.

Pink - the situation is frustrating, some single mothers keep having children to stay on assistance and those who need assistance don't qualify. Its a ugly cycle, and the cycle here in the US is out of control.

Hell - our wounded WAR HEROES don't get as much assistance as single mothers, and they would just appreciate their arm back - not a car..

Patsy

crazygal · Post by **crazygal** » Wed May 23, 2007 3:32 pm

Patsy Warnick;620102 wrote: CrazyGal

Do you live alone? Receive child support from the Father?

Have you applied for all assistance available, theres so much more available for single mothers.

Pink - the situation is frustrating, some single mothers keep having children to stay on assistance and those who need assistance don't qualify. Its a ugly cycle, and the cycle here in the US is out of control.

Hell - our wounded WAR HEROES don't get as much assistance as single mothers, and they would just appreciate their arm back - not a car..

Patsy

The father has given me all of a tenner since Jade was born, really bought her a lot of things that. :-3 I am not saying I should be given more money to be able to buy and run a car, far from it. It annoys me that some are on benefits and able to have a car, especially a good one. My old neighbours were on benefits, had a car EACH and a van. No way the dad wasn't working, they had one daughter and I know she was a SAOM, he was on the fiddle. They did a runner from the bills too, bragged about never paying them.

Untamed Angel · Post by **Untamed Angel** » Wed May 23, 2007 3:50 pm

I have a car as my friend gave me her old one, dunno about running it mind, have lost my keys!

crazygal · Post by **crazygal** » Wed May 23, 2007 4:05 pm

Untamed Angel;620119 wrote: I have a car as my friend gave me her old one, dunno about running it mind, have lost my keys!

LMFAO maybe one of the kids ate them eh!

Untamed Angel · Post by **Untamed Angel** » Thu May 24, 2007 7:50 am

crazygal;620127 wrote: LMFAO maybe one of the kids ate them eh!

I have a feeling Brad must've chucked them in the bin or something, been missing far too long. Great eh? Can't wait until I can drive it though, if I can ever afford the damn insurance.

saffy · Post by **saffy** » Thu May 24, 2007 10:45 am

As I said before but it was obviously missed.:rolleyes:

Just because someone is in reciept of benefits it doesn't mean that they are diddling the social.

They could have mobility allowance which either allows them a blue badge or in some cases they are given a brand new car which they can keep for 3 years and the tax and MOT's and so on are paid for...My brother has had one since 1989.

Some people try to fool the medical assessments but not many get away with it.

crazygal · Post by **crazygal** » Thu May 24, 2007 3:59 pm

Untamed Angel;620450 wrote: I have a feeling Brad must've chucked them in the bin or something, been missing far too long. Great eh? Can't wait until I can drive it though, if I can ever afford the damn insurance.

That is the big cost isn't it.

crazygal · Post by **crazygal** » Thu May 24, 2007 4:02 pm

saffy;620591 wrote: As I said before but it was obviously missed.:rolleyes:

Just because someone is in reciept of benefits it doesn't mean that they are diddling the social.

They could have mobility allowance which either allows them a blue badge or in some cases they are given a brand new car which they can keep for 3 years and the tax and MOT's and so on are paid for...My brother has had one since 1989.

Some people try to fool the medical assessments but not many get away with it.

I didn't mean with Mobility Allowance, obviously that makes a difference. I mean those on Jobseekers or Income Support. Not heard of being given a new car and everything paid for, that seems over the top, no offence. That would cost thousands surely.

Bill Sikes · Post by **Bill Sikes** » Thu May 24, 2007 4:03 pm

saffy;620591 wrote: They could have mobility allowance which either allows them a blue badge or in some cases they are given a brand new car which they can keep for 3 years and the tax and MOT's and so on are paid for...My brother has had one since 1989.

I take it that you are talking about the motability scheme. It costs money, the car must be maintained in tip-top condition, and woe betide the person who returns a car that has any scratch, dent, or other issue.

Bill Sikes · Post by **Bill Sikes** » Thu May 24, 2007 4:04 pm

crazygal;620815 wrote: I mean those on Jobseekers or Income Support. Not heard of being given a new car and everything paid for

It does not happen.

Untamed Angel · Post by **Untamed Angel** » Thu May 24, 2007 4:18 pm

crazygal;620811 wrote: That is the big cost isn't it.

It's actually not too bad, while still on my provisional license it's about £300 for the year, be better by the summer when I have a full license. But tax has gone up so high now and that's due next month.

crazygal · Post by **crazygal** » Thu May 24, 2007 4:20 pm

Bill Sikes;620820 wrote: It does not happen.

Really? I was going to find out how and do something to myself to get a car!

crazygal · Post by **crazygal** » Thu May 24, 2007 4:21 pm

Untamed Angel;620850 wrote: It's actually not too bad, while still on my provisional license it's about £300 for the year, be better by the summer when I have a full license. But tax has gone up so high now and that's due next month.

Oh I have a licence, Karl has at last bought a car too. My sisters car was about £1000 a year for insurance.

Untamed Angel · Post by **Untamed Angel** » Thu May 24, 2007 4:22 pm

crazygal;620860 wrote: Oh I have a licence, Karl has at last bought a car too. My sisters car was about £1000 a year for insurance.
Flaming hell, that's an awful lot!!

Bill Sikes · Post by **Bill Sikes** » Thu May 24, 2007 4:23 pm

Untamed Angel;620850 wrote: It's actually not too bad, while still on my provisional license it's about £300 for the year, be better by the summer when I have a full license. But tax has gone up so high now and that's due next month.

It's a licence. The difference in tax is small compared to other costs, even (especially) if you run some old crate that does only 10 MPG. What car?

crazygal · Post by **crazygal** » Thu May 24, 2007 4:24 pm

Untamed Angel;620864 wrote: Flaming hell, that's an awful lot!!

Yeah work car and she got to choose which she wanted from a few. She chose the best as she is a car snob and it had the highest insurance. She is gonna kill me for talking about her when she reads this. :wah:

Untamed Angel · Post by **Untamed Angel** » Thu May 24, 2007 4:25 pm

Bill Sikes;620867 wrote: It's a licence. The difference in tax is small compared to other costs, even (especially) if you run some old crate that does only 10 MPG. What car?
Peugeot 205. Only an old J reg, but works fine.

Untamed Angel · Post by **Untamed Angel** » Thu May 24, 2007 4:26 pm

crazygal;620868 wrote: Yeah work car and she got to choose which she wanted from a few. She chose the best as she is a car snob and it had the highest insurance. She is gonna kill me for talking about her when she reads this. :wah:
If she can afford it, that's alright ain't it lol. But the cost's have become really high... It's all these personal injury claims flying around lol

Bill Sikes · Post by **Bill Sikes** » Thu May 24, 2007 4:33 pm

Untamed Angel;620872 wrote: Peugeot 205. Only an old J reg, but works fine.

Hm, group four minimum, TPFT? Or "older driver" - ROFL!

Untamed Angel · Post by **Untamed Angel** » Fri May 25, 2007 1:08 am

Bill Sikes;620881 wrote: Hm, group four minimum, TPFT? Or "older driver" - ROFL!

:driving: